Both wellness plans and pet insurance are meant to health make the cost of pet care more affordable. Today, our Tennessee vets talk about what the difference is between the two options and what the benefits of both wellness plans and pet insurance are.
Protecting Your Pet's Future
When taking your dog or cat to the vet's office, it’s important to understand which veterinary services are covered and not covered by pet insurance or wellness plans. Wellness plans and pet insurance policies both offer benefits, but they are very different in terms of the services they cover.
What is a wellness plan?
Wellness plans help you cover the cost of routine veterinary care. Unlike pet insurance, with wellness plans, you only pay for the treatments and services you use.
Wellness plans allow you to adopt a more proactive approach to veterinary care by paying a small amount monthly, towards your pet's annual routine healthcare.
Wellness plans help vets to spot early signs of any health issues before they become more serious.
What does a wellness plan cover?
Typically, wellness plans cover routine veterinary care such as microchipping, dental care and vaccinations. Wellness plans allow you to spread the cost of your pet's routine preventive healthcare, helping you to maintain the standard of your pet’s health over their lifetime.
What is pet insurance?
Pet insurance takes care of bills resulting from emergency veterinary care.
Emergency treatment or treatment for illnesses such as cancer or diabetes can quickly become expensive. Pet insurance helps you to pay the bills for conditions and accidents covered by your pet's insurance policy.
What does pet insurance cover?
Pet insurance policies differ, but generally cover treatment for specific illnesses and emergency treatment required after an accident. Treatment of hereditary and congenital conditions, orthopedic conditions, and prescription medications are also covered by some pet insurance policies.
How do I choose which option to buy?
Some pet owners subscribe to both wellness plans and pet insurance in order to ensure that their pet has complete protection. Other pet owners opt for either a wellness plan or pet insurance based on their pet's needs. Speak to your vet for help deciding what coverage is best for your pet.